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Retirement Plan Solutions

TD Ameritrade Retirement Plan Provided by TD Ameritrade Trust Company

A simple, comprehensive solution designed with advisors in mind.

Requested by advisors. Designed for your business.

Overview

At TD Ameritrade, we understand that independent Registered Investment Advisors (RIAs) expect powerful solutions that serve clients and drive success. That’s why we’ve created a retirement plan program that fits the way you do business.

The TD Ameritrade Retirement Plan delivers on your expectations and the expectations of plan sponsors:

The TD Ameritrade Retirement Plan brings together the unique retirement plan and custodial experience of TD Ameritrade Trust Company as well as responsive and reliable recordkeeping, the outstanding brokerage services of TD Ameritrade, Inc., and TD Ameritrade Institutional’s unrivaled focus on supporting independent RIAs.

■■ The ease of a turnkey solution

More than the sum of its parts, this program includes the most sought-after features in one outstanding offering, satisfying the high expectations of advisors, plan sponsors, and participants alike. A vast range of investment options. A turnkey solution. A trusted and established brand. And more. Whether you aim to grow your thriving retirement plan business or expand your current practice into the retirement plan arena, the TD Ameritrade Retirement Plan combines the best qualities of bundled and unbundled solutions, delivering everything you need in one place.

■■ A customized Playbook to guide your business ■■ True open architecture with a broad selection of investment options ■■ No proprietary fund requirements ■■ Institutional MMDA is included to enable participants’ access to an FDIC-insured product* ■■ Exceptional support for advisors, plan sponsors, and participants ■■ Easy-to-understand, competitive pricing ■■ From a trusted and established brand with a reputation for service

866-827-5894 | tdaretirementplansolutions.com


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Advisor-centric design The TD Ameritrade Retirement Plan was built at the request of independent advisors. One of the only solutions in the marketplace developed exclusively for RIAs, the program’s design reflects TD Ameritrade Institutional’s unique insights into advisors’ business needs, making it stand out in a market full of look-alike solutions.

True open architecture The program provides access to more than 13,000 mutual funds, approximately 1,100 ETFs, self-directed brokerage accounts, and advisor-managed portfolios. Our open architecture framework does not have proprietary fund requirements, giving you freedom, choice, and flexibility, and enabling the creation of a customized investment menu. The Institutional Money Market Deposit Account is included to enable participants’ access to an FDIC-insured product.*

An innovative solution powered by industry insight and collective experience TD Ameritrade Institutional Provides a proven commitment to the needs of independent RIAs

TD Ameritrade Trust Company

TD Ameritrade Provides the reputation and value of a trusted and established brand

Provides unique experience in retirement plan custody

The TD Ameritrade Retirement Plan



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A dynamic way to boost your business Building a successful retirement plan business can be an intimidating process. Whether you are new to the retirement plan industry or are a seasoned veteran in the field, the TD Ameritrade Retirement Plan Playbook is uniquely positioned to support your specific business goals with easy-to-follow action items and industry-proven best practices. From defining your practice structure and pursuing business development opportunities to setting up and servicing plans, our suite of tools provides customtailored strategies to foster your success at every stage. Our unique knowledge of both the retirement plan and RIA arenas provides fresh insights that may help to boost your business. Step-by-step, the Playbook will give you guidance as you develop a plan for success. Complete with useful resources, our Playbook is a powerful tool, created with advisors in mind, ever-evolving to fit your changing needs, and designed to help you master this market.



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Playbook overview

Business Development

Practice Structure TD Ameritrade Retirement Plan

Playbook

Servicing the Plan


■■ Practice Structure: understand the retirement plan advisor’s role, expand your investment expertise, and consider your fee approach ■■ Business Development: identify qualified leads, close deals, and reinforce your value proposition ■■ Setting Up the Plan: support retirement plan investment committees, set up, and convert plans

Setting Up the Plan

■■ Servicing the Plan: provide ongoing support and bring your value proposition to life


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A simple, comprehensive solution Seamless integration All aspects of the TD Ameritrade Retirement Plan—from plan design support, recordkeeping, plan administration, and custodial services to fiduciary resources and participant education—have been seamlessly integrated to provide you and your plan sponsors with a turnkey retirement plan program. Leveraging service contracts with leading recordkeeping firms, the program will provide recordkeeping services that meet plan and participant needs and support a continuous experience of quality for you and your clients.

Exceptional support for plan sponsors & participants The program features a comprehensive suite of robust tools and materials. It enables streamlined account management for plan sponsors, participants, and advisors— including resources, enrollment support, retirement readiness planning tools, and even IRA rollover assistance.**

Clear, competitive pricing We know clear pricing has never been more critical. TD Ameritrade is known for competitive, easy-to-understand pricing, and you can rest assured that, regardless of plan size or investment type, our fees are structured to help you work with plan sponsors as they seek to understand and uphold their fiduciary responsibilities. Please see information under separate cover for detailed plan fees.

Strength, reputation, experience As an advisor, your confidence in us can go much deeper than our name. TD Ameritrade Institutional has a singular and established commitment to supporting independent RIAs, helping advisors build business, and advocating for the RIA model. In addition, TD Ameritrade Trust Company and its employees have a long and robust history of providing custodial and trustee services in the retirement plan arena.



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The benefits of the TD Ameritrade Retirement Plan: For advisors

For plan sponsors

For participants

■■ A dedicated sales force

■■ Plan design support

■■ Enrollment support and materials

■■ Easy access to an experienced and knowledgeable support team

■■ Plan documents and supporting forms

■■ Retirement planning tools, including an online resource center

■■ A Playbook with advisor tools to help you build your business, sell and service retirement plans

■■ Full-service recordkeeping and plan administration

■■ Extensive materials, including tools, a comprehensive plan proposal, and educational opportunities

■■ Compliance testing ■■ Form 5500 preparation ■■ Downloadable reports

■■ An open-architecture investment framework that provides you with great flexibility to create and monitor your clients’ investment menus

■■ Rollover assistance when participants leave the plan** ■■ Easy access to account information online or by phone ■■ Daily valuation of accounts

■■ Guaranteed timely payment of mutual fund revenue sharing ■■ Custodial services ■■ Directed trustee services (may be available) ■■ Easy access to plan information online or by phone ■■ Seamless conversion and transition processes



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Designed with advisors in mind Take the broad investment selection of true open architecture, and combine it with the ease and simplicity of a turnkey solution. Then add outstanding service, robust tools, and the trust that comes with the TD Ameritrade name. The result is the TD Ameritrade Retirement Plan— a solution specifically designed for you, plan sponsors, and participants. 1

Key benefits of bundled solutions ■■ Simplify your business process

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Key benefits of unbundled solutions ■■ Access true open architecture— with one of the broadest investment selections available

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■■ Enjoy a comprehensive solution from a single provider

■■ Avoid proprietary fund requirements in our open architecture framework

The strength of a trusted brand ■■ Leverage our experience and our respected national brand

■■ Inspire confidence in plan sponsors and participants

■■ Trust in our stability



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Learn more or request a proposal today. CALL

866-827-5894

VISIT

tdaretirementplansolutions.com

EMAIL [email protected] *The TD Bank USA, N.A. Institutional Money Market Deposit Account (Institutional MMDA) is included as an investment option in your plan menu. The Institutional MMDA enables participants to have access to an FDIC insured product. In addition to the Institutional MMDA, the plan sponsor may select other cash or money market options for the plan menu. **Advisors should seek independent legal counsel regarding potential conflicts of interest in connection with rollovers from plans that they advise. Custody, directed trustee, recordkeeping, plan design support, and plan administration are provided by TD Ameritrade Trust Company, a non-depository trust company.

tdaretirementplansolutions.com

Brokerage services are provided by TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade Trust Company and TD Ameritrade, Inc., are separate but affiliated subsidiaries of TD Ameritrade Holding Corporation (“TD Ameritrade”). TD Bank USA, N.A., TD Ameritrade, Inc., and TD Ameritrade Trust Company are affiliated through their parent companies. Business development support, guidance, and tools are provided to independent registered investment advisors by TD Ameritrade Institutional, a division of TD Ameritrade, Inc. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company and The Toronto-Dominion Bank. © 2016 TD Ameritrade IP Company, Inc.

T 518823 12/31/2018

TDTC 4299 BR 12/16